Beverly Gossage is a consumer-based health care expert and research fellow with the Show-Me Institute. In addition to training and writing health savings account (HSA) policies for individuals and the self-employed, she helped pioneer them for businesses in Kansas and Missouri. She has testified on health policy bills in both houses of the Kansas and Missouri Legislatures, and serves on the health advisory board of the Flint Hills Center for Public Policy. On March 5, 2007, the Show-Me Institute sponsored Gossage presentation to the Missouri Legislature on HSAs and free-market approaches to health insurance reform. The Legislature subsequently drafted HB 818, a market-based reform bill that incorporated many of the ideas Gossage presented. Gov. Matt Blunt signed it into law in June of that year.